How Does An Overdraft Work?

How Does An Overdraft Work? As a banker, I get this question quite a bit.  When you think about it, don’t you find it quite amazing none of those “valuable” high school courses didn’t have a day or so to talk about bank account overdrafts?  Didn’t someone think it may be useful to learn how to avoid overdraft  fees and save thousands of dollars over our lifetime?  I guess learning geometry – which I never use- was more important! Knowing how overdrafts work will definitely…