8 Great Money Saving Ideas for 20 Somethings

8 Great Money Saving Ideas for 20 Somethings Yeah, I know. When you’re in your 20s it seems like the rest of your life is so very far, far away. It’s probably the first time in your life you have a steady income and the first thing you want to do is buy some of the things you’ve always wanted and could never afford. You want to go out with your other working friends and have a good time – there’s always more good times…

The 4 Best Ways to Make Money From Home

The 4 Best Ways to Make Money From Home We all know the internet is full of scams.  Either my wife or myself have tried all 4 of the below methods and they are bonafide legitimate ways to make money online and from home.      1. Take Some Online Surveys Although not the best way to make money from home, online surveys are great for the time you wouldn’t be doing anything else anyways.  I usually work on them when I’m watching TV. They…

Make $40 per hour using an ATM

Get Paid $40 per hour using an ATM   I know what you’re thinking, there’s no way someone is going to pay me to make ATM transactions.  Well think again.  As written in other posts, I’m a big fan of mystery shopping and they do pay for mystery shopping ATMs too.   What is Mystery Shopping? Mystery shopping is a job where a company pays you to pose as customer and then complete an online survey to tell things the company wants to know about…

Thought you knew how to work a debit card? Think again.

Thought you knew how to work a debit card?  Think again.   Thought you knew how to use a debit card?  We’ll the rules are turning upside down with banks starting to issue the new EMV card technology.   EMV stands for Europay, Mastercard, Visa because the system has been in place for years in Europe.  Good to know the US is finally catching up!     All previous debit cards had something called a magstripe on the back that contained all the card information.  Magstripe…

4 Real Ways to Never Pay ATM Fees Again

4 Real Ways to Never Pay ATM Fees Again I see quite a few posts on the web about how people can avoid ATM fees, but a lot of the information looks recycled from other posts.  Some of the suggestions seem kind of obvious too, like getting cash back at the register and making larger ATM withdrawals to decrease total visits.      Plus I’ve never seen someone talk about the two different kinds of ATM fees. So this time, you’re going to hear it…

Money Blindness, Don’t Catch it!

Money Blindness, Don't Catch it   Being a banker, I see a lot of situations about money.  Some of it is sad, but sometimes you can’t help but shake your head in disbelief.  Sometimes I see a customer so invested in a dream or scam, they become money blind to the truth.  This is one of those stories.   One of the various roles I oversee in banking is something called compliance.  Compliance simply means the bank is following federal banking regulations in offering product…

The Jerk, the Prostitute, and ATM

Funny Short Story The Jerk, the Prostitute, and the ATM Being a banker, I see a lot of situations about money.  Some of it is sad, but sometimes they are quite hilarious.  They usually have a lesson to be learned and this one is no exception.   One of many roles that I have occupied is that of bank security.  Bank security is responsible for keeping the bank branches, bank staff, and bank assets all safe.  They oversee the bank security systems, make sure staff…

What is Overdraft Protection? (Part 3)

What is Overdraft Protection? (Part 3 of 3) In part one of “What is Overdraft Protection?” we reviewed how overdraft protection can actually be a few different types of services offered by a bank.   A formal overdraft protection “program” that allows overdrafts and charges overdraft fees.   Overdraft protection from another account.  . Overdraft protection from a line of credit. I explained an overdraft protection program in the part 1 of “What is Overdraft Protection?”.  In part 2 of “What is Overdraft Protection” I…

What is Overdraft Protection (Part 2)

What is Overdraft Protection? (Part 2 of 3) In part one of “What is Overdraft Protection?” we reviewed how overdraft protection can actually be a few different types of services offered by a bank. A formal overdraft protection “program” that allows overdrafts and charges overdraft fees.   Overdraft protection from another account.  . Overdraft protection from a line of credit. I explained an overdraft protection program in the part 1 of “What is Overdraft Protection?”.  If you need to learn about an Overdraft Protection Program,…